Construction of the first of three new residence halls at Champlain College began this summer adjacent to Skiff Hall on South Willard Street. The project, dubbed “Res-Tri,” is part of the College’s Master Plan to provide campus housing for up to 90 percent of its 2,000 undergraduate students, according to Michel George, Associate Vice President of Campus Planning and Auxiliary Services.It is anticipated that the building will be completed and ready for occupancy for the Fall 2012 semester. The second and third residence halls have received their permits, but no construction date has been set. “We’re very excited [about the project],” said George. “It will help us better serve the needs of our students and add to the aesthetics of the neighborhood. It’s a win-win for everybody involved.”The Res-Tri Project consists of three residence halls, green space, landscaping and a promenade in the 4.7 acre site bounded by Main Street, South Willard Street, Maple Street and Edmunds School. A central promenade from Main Street to Perry Hall provides access to classrooms, dining halls, residence halls and administrative offices. The promenade creates an internal student walkway on campus that will draw students off the public sidewalks to an internal environment.The first residence hall known as “Building A,” will provide 95 beds for students in rooms that can be turned into suites. The new hall will include common rooms, laundry, a ski tuning room, trash room, and other spaces commonly found in state-of-the-art residence halls, George explained. Exterior and site elements include a student patio, sitting walls and landscaping. The outdoor amphitheater and sitting wall area will be skateboard friendly.Champlain College offers a range of housing options for students, including 19 restored Victorian-era mansions that ring the main campus, along with several suite-style residence halls and modern apartment-style residence halls off campus for upperclassmen.PC Construction of South Burlington (formerly Pizzagalli Construction Co.) is the contractor for the Res-Tri project. Site preparation work began in June and crews this week are beginning construction of the building’s foundation and pouring footings.CBT Architects, a Boston-based firm designed the project. According to George, the Res-Tri is designed to match the aesthetics of the historic Hill Section neighborhood. The front of Building A, facing South Willard Street, will be primarily brick and retain the look of a traditional residential building, complete with two chimneys and multiple sections, similar to the adjacent Whiting Hall. The western side of the building, which will open on a new green area, will be slightly more modern with a combination brick, zinc and glass design.The Res Tri project continues Champlain’s green standards and will include a geothermal heating and cooling system similar to the energy-saving system at the Welcome and Admission Center at Roger H. Perry Hall. The geothermal system takes advantage of the constant temperature of the groundwater to heat and cool the building. This system uses far less energy than traditional methods of heating and cooling. In addition to the geothermal system, all LEED Certification standards will be met.Looking ahead, George said the College is moving forward with a project to dramatically expand the Hauke Family Campus Center on Maple Street to serve as the new Center for Creative Media. The expansion will include new classrooms, faculty offices, a large performance space, a new dining facility, bookstore, and copy center. Lab space and work stations for students in the Communications and Creative Media division will be added as well as a transportation center to shuttle people to and from parking at the Lakeside Campus. Construction is expected to begin the summer of 2012.For additional information about the projects and regular updates, visit http://www.champlain.edu/Campus-Planning.html(link is external) or email [email protected](link sends e-mail).About Champlain College: Since 1878, Champlain College has provided career-focused education to students from its hilltop campus in Burlington, Vt. Champlain’s distinctive educational approach embodies the notion that true learning only occurs when information and experience come together to create knowledge. Champlain offers traditional undergraduate and online undergraduate courses, along with online certificate and degree programs and eight master’s degree programs. Champlain offers study abroad programs at its campuses in Montreal, Quebec and Dublin, Ireland. Champlain College will be included in the Princeton Review’s “best colleges” guidebook, The Best 376 Colleges: 2012 Edition. Champlain was named a “Top-Up-and-Coming School” by U.S. News & World Report’s America’s Best Colleges and was ranked in the top tier of 2011 Regional Colleges in the North. To learn more about Champlain College, visit www.champlain.edu(link is external).
License plate contest to benefit local bars April 1, 2006 Regular News L icense plate contest to benefit local bars The Florida Bar Foundation, in conjunction with Florida’s voluntary bar associations, is hosting a contest to drive sales of the “Kids Deserve Justice” specialty license plates, which raises money to provide free legal services to low-income Florida children.The KDJ specialty plate became available a year ago, and in order to maintain the program, 8,000 KDJ license plates must be sold before April 2010. The legal services provided through proceeds from the sale of the plate include services for abused and neglected children, children in foster care, and children who need special education testing and services, or access to healthcare.The contest, which began January 1 and is slated to run through January 17, 2007, pits similarly sized voluntary bars against each other for the chance to win Improvements in the Administration of Justice grant monies. The Florida Bar Foundation will award $100,000 in grants to the voluntary bar associations who meet the contest rules and “sell” the greatest number of Kids Deserve Justice specialty license plates to its members and friends.For more information about the contest contact Shannon Stankiewicz at [email protected], or call (407) 843-0045, ext. 104.
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With yesterday’s news of Samsung acquiring LoopPay to battle Apple Pay, the timing of this post couldn’t have been any better. This acquisition news continues to display the mobile payments market heating up like a mega solar flare from that bright yellow orb in the sky. continue reading »
Credit cards can be useful financial tools, but they’re easy to abuse and put millions of Americans in debt. In fact, the average American carries more than two credit cards and a balance of about $4,400 on each card, according to data taken in June 2015 from credit bureau Experian. But those figures don’t provide a full picture of how credit is used.For starters, Experian’s data is based on credit card balances reported by issuers at various times. A borrower may have a $500 balance he intends to pay off in full once his payment is due, but if the issuer reports the data before the bill’s due date, the balance will appear on his credit report. (You can get your free annual credit reports at AnnualCreditReport.com to see what balances are being reported to the credit bureaus for your accounts.)Experian’s data also doesn’t distinguish between those who pay their balance in full each month (transactors) and those who carry a balance from month to month (revolvers). Credit card issuers don’t always report this information, so paying a bill in full won’t directly impact one’s credit score.Though the average credit card balance is $4,404, borrowers may not carry those balances month to month and accrue interest. In terms of unpaid balances, the average credit card user has $3,573 of debt, according to a 2014 Gallup poll, which is a lot. If you paid $100 a month toward that balance on a card with a 15% APR, it would take four years to pay off, assuming you made no more charges on that card. See how making bigger payments could help you curb interest and get you out of debt faster with this credit card payoff calculator. continue reading » 31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Keeping in mind that the opinions I express are mine and mine alone, I believe that the single biggest defect of the current credit union structure is the continued reliance on supervisory committees to ensure that member funds are adequately protected. The reality is that even the smallest credit unions are much more sophisticated than was envisioned a century ago. Without addressing this defect, credit unions are going to be more susceptible to fraud and financial mismanagement than they have to be or should be.What brings about this diatribe? Over the weekend I was catching up on some reading and one of the reports I came across was this recently released working paper from the FDIC in which the authors analyzed potential methods for helping detect fraud based on an analysis of a bank’s balance sheet. They pointed out that such analysis is particularly important since according to their research, approximately 45% of the commercial and mutual banks that failed between 1989 and 2015 were victimized by fraud. I haven’t seen similar research for credit unions but all you have to do is examine the reports of failed credit unions conducted by NCUA’s Office of Inspector General to realize that fraud is undoubtedly a comparable if not larger problem for credit unions. continue reading »
If I had to stand in front of a jury today and be judged on how well I’ve lived my life and served others, I’m afraid of what the verdict may be. While I’ve accomplished things I’m proud of, I know I’ve missed opportunities to enrich the lives of people around me. I hope that, by writing this article, I will be able to help at least one person avoid making the same mistakes. Earlier this year, we started the YMC Next Level Book Club. Our first selection out of the gate was It Doesn’t Have to Be Crazy at Work by Basecamp CEO, Jason Fried. This book opened my eyes and gave me a new perspective on leadership and culture. While the work we do for our credit unions is important, it means absolutely nothing if that work comes at the expense of the YMC team members doing that work. If I demand so much from my team that they lack the time and energy to be present with their friends and family during off-hours, I’m doing it wrong.While the majority of the books we’ve read this year have focused on business and leadership growth, we took a break and read something different in October: A Life Through Letters by Ashley Davis. I learned about this book several months ago at a credit union strategic planning session. During this session, the board chair was talking about a book written by one of his relatives, a relative who turned out to be Mr. Davis. We’ve read many books this year that have helped me become a better business owner, a better marketer, and a better leader, but this one turned my world upside down. A Life Through Letters is a compilation of letters the author’s father, Robert Davis, wrote when he was coming to the end of his life. He composed these letters to family and friends — and even some inanimate objects — that shaped his world. (Bet you’ve never read a letter written to a pain pill, have you?) These deeply personal letters caused me to reflect on my own life in a way I hadn’t before. I asked myself what I’ve done over the last ten years, and many of the answers were difficult to face. I’ve found myself working long hours. I’ve missed funerals and celebrations. I’ve missed vacations and milestones. I’ve lost contact with family and built walls to protect my time. While the work has yielded a wonderful business, I can’t help but wonder if I should have done some things differently.While all of the letters in the book contained valuable insights, one, in particular, stood out. It was a letter that Robert penned to Claude Murphy, a member of his former church who passed away after battling cancer. He spent many days at Claude’s side, sometimes just sitting in silence to be present with him during his suffering. In his letter to Claude, Mr. Davis recalled one day in particular.“I remember so vividly the day I visited you, and in conversation, you made the statement, ‘I wish I did not have to die now. I wish I could get better for a little while.’ You began to weep. I had the feeling that this was not just a wish to live a little longer but that you had something else in mind. After a few moments, I asked, ‘What would you do if you could get well?’ “ As I read those words, I put myself in Claude’s position. What if that was me? What if I was on that death bed? What would I wish for? As I thought about what my answer would be, I was struck with a simple, yet powerful, realization: I’m not on that death bed. I don’t have to wish for a little while longer. I need to take the time I have and spend it more wisely. I need to infuse more life into each day. I need to tear down the walls I’ve built. I need to re-establish those relationships with friends and family that I’ve put on the back burner. Throughout A Life Through Letters, Davis asks the question, “Who do you need to write a letter to?” Not an email. Not a tweet. Not a text message. An old-fashioned letter with paper, ink, and a stamp. My first letter was to my uncle, who has been battling pancreatic cancer for the past year. It’s been at least 15 years since I’ve seen him in person, mainly because I’ve been “too busy.” In my letter, I reminisced about how, as a child, I spent many Thanksgivings at his house enjoying his famous stuffing recipe and riding up and down the street on his moped. I also reminded him of the many hot summer days we spent together at his pool. While it felt good to take a walk down memory lane, the power of personal connection truly hit home when my uncle responded, “Your letter was better medicine than any treatment I’ve had to take in the past year.” In his letter to Claude, Mr. Davis shared a thought about empathy. “Empathy is simply listening, holding space, withholding judgment, emotionally connecting, and communicating that incredibly healing message of ‘You are not alone.’” After reading that, I realized I need to be more empathetic with my team members and allow them the same opportunity. Instead of squeezing every ounce of work I can from them, I want to do my best to help them avoid making the mistakes I’ve made. I want them to do their work with passion during the day, but I also want them to have time and energy left to create lasting memories with their families. I don’t want them looking back years from now, wishing they had attended that wedding or birthday party. I don’t want them regretting the fact that they missed that funeral, that get-together, or that football game when their kid scored the winning touchdown.What about you, credit union leader? Take a moment and reflect on your work and your life. Are you growing your credit union at someone else’s expense? Is something missing from your life? Can you find a way to get the most from your team and still allow them to enjoy life with fewer regrets? If you see things that need to change, now is the perfect time to start doing things differently. You’ve probably heard people say, “Don’t get so busy making a living that you forget to make a life.” There’s a lot of wisdom in that statement. If you want to be the kind of leader that helps your team succeed at work and in life, it’s going to take intentional effort. Show empathy. Care about your people. Be present for life’s little moments. And last, but certainly not least, write a letter to someone who needs to hear from you. It’ll be good for you both. 107SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bo McDonald Bo McDonald is president of Your Marketing Co. A marketing firm that started serving credit unions nearly a decade ago, offering a wide range of services including web design, branding, … Web: yourmarketing.co Details
Tired of renting, Ryan Bubenyak and Heather Staton dreamed of buying a home they could call their own.But homeownership was always out of reach.“We were saving as much as we could, but it wasn’t enough,” Bubenyak says.When the couple joined Dupaco Community Credit Union, they learned an encouraging lesson: Homeownership was possible.With the help of their credit union and its unique MoneyMatch program, the couple learned how to budget and save—and, eventually, realized their dream of homeownership. The program combines long-term financial coaching with matching funds, empowering participants to better their financial lives. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Coordinating Economic Minister Airlangga Hartarto was scheduled to submit a presidential letter (Surpres) notifying the House about the deliberations over the bill, as well as the bill itself, on Tuesday, according to several lawmakers.The minister, however, failed to show up, prolonging the government’s failure to meet its own deadline for submitting the bill. He was then scheduled to submit the bill on Wednesday.Contacted separately, Confederation of Indonesian Trade Unions (KSPI) president Said Iqbal said the newly formed team did not involve the labor groups much; it instead had a tendency to divide them.”We rejected an invitation to join the team unless the team involved more labor groups and was tasked with discussing each of the articles in the omnibus bill before they are submitted to the House,” Said told the Post. “We do not want to only be a legitimation tool.” Secretary to the coordinating economic minister Susiwijono Moegiarso said that businesspeople and labor representatives had agreed to join the team.”We are planning to have a meeting on Thursday to talk about the schedule and work plan,” he told the Post without providing further details.Indonesian Chamber of Commerce and Industry (Kadin) vice chairwoman for international relations Shinta Widjaja Kamdani said the team’s discussions on the bill would be held simultaneously with its deliberations at the House of Representatives.If passed into law, the omnibus bill on job creation is expected to amend more than 1,000 provisions in some 80 prevailing laws, including the Labor Law, which is deemed to have stifled investment. However, labor unions have expressed their opposition to the bill, saying it would undermine labor rights. The government has set up a team comprising government officials, businesspeople and labor representatives tasked with coordinating deliberations and public consultations over an omnibus bill on job creation.According to Coordinating Economic Ministerial Regulation No. 121/2020, a copy of which was obtained by The Jakarta Post on Tuesday, the ministry set up on Feb. 7 a team of 14 labor representatives, 12 business representatives and 19 government officials.”The team is tasked to discuss labor issues on the omnibus bill on job creation,” the regulation reads. “[It will also] consult with the public regarding labor issues.” Topics :
Meanwhile, its economy has been battered by a months-long lockdown that has only been gradually eased over recent weeks — and which Johnson is desperate to repair by avoiding another national shutdown. “I can’t abandon that tool any more than I would abandon a nuclear deterrent,” he told the Daily Telegraph in a wide-ranging interview to mark the end of his first year in Downing Street. “But it is like a nuclear deterrent, I certainly don’t want to use it. And nor do I think we will be in that position again.”Johnson insisted health authorities were “getting much better at spotting the disease and isolating it locally” while also learning more about who it affects most and how it is spread. UK Prime Minister Boris Johnson has said he will only impose another nationwide coronavirus lockdown as a last resort, comparing the tool to “a nuclear deterrent” in a Sunday newspaper interview.Johnson, who is hoping Britain can return to “normality” by Christmas despite fears of a second wave of cases over winter, insisted the country was getting better at tackling the virus. The UK has been among the worst-hit countries in the world by COVID-19, registering the highest death toll in Europe. The British premier on Friday sketched out a timetable for easing the remaining lockdown measures in England, including lifting homeworking guidance and reopening sports stadiums and live theatre.Current government advice is for employees to work from home where they can, but under the new proposals employers will have “more discretion” to urge staff to return.Despite Johnson’s optimism and desire for a return to normal, his chief medical officer, Chris Whitty, said on Friday that social distancing needed to continue “for a long period of time”.The government’s chief scientific advisor, Patrick Vallance, agreed, judging the risk of a second wave of infection to be “high”.Topics :
Indonesia surpassed 200,000 confirmed COVID-19 cases on Tuesday, after consistently detecting record numbers of new infections in the past several weeks.According to government data released on Tuesday afternoon, the country’s overall tally is 200,035 after recording 3,046 new cases. As many as 8,230 people have died of the disease, while 142,958 have recovered.Jakarta detected the highest number of new infections with 48,393 cases and 1,317 deaths, followed by East Java with 36,342 cases and 2,608 deaths. Both the central and local governments have insisted on reopening the economy after enforcing large-scale social restrictions (PSBB) in several high-risk areas. Data shows that when these restrictions were relaxed, infections started to increase.President Joko “Jokowi” Widodo has reminded his aides to prioritize health and COVID-19 mitigation over restarting economic activities, saying that health was the key to economic recovery.”Let’s not restart the economy before we have properly handled this COVID-19 issue,” the President said during a Cabinet meeting on Monday.Topics :